EB-5 Program

The EB-5 Immigrant Investor Program is a federal program created by the U.S. Congress in 1990 to stimulate the U.S. economy through job creation and capital investment by foreign investors. The program is administered by the United States Citizenship and Immigration Services ("USCIS"), which is housed in the Department of Homeland Security. According to the rules of the program, by investing $1,800,000 or $900,000 in new or troubled businesses and by creating 10 jobs for U.S. workers, an alien investor may obtain a green card for himself and his immediate family.

In 1993, Congress created the Pilot Program to stimulate immigration under the EB-5 category. Under the Pilot Program, EB-5 investors can take advantage of more favorable terms by investing through an EB-5 Regional Center into a project located in a designated Targeted Employment Area ("TEA"). Regional Centers are designated by USCIS and defined as economic units, involved with the promotion of economic growth, improved regional productivity, job creation, and increased domestic capital investment. Foreign investors benefit from working with Regional Centers and investing in TEA-based projects in three main ways:

  • Their investment is pooled with that of other foreign and domestic investors and is managed by the Regional Center and the target business.
  • Foreign investors receive credit for the creation of both direct and indirect jobs, which are calculated via econometric modeling.
  • The minimum investment is lowered from $1,800,000 to $900,000.

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EB-5 Benefits

The EB-5 Program is a win-win for developers, foreign investors and local government.

For Developers/Business Owners

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For Local Government

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For Immigrant Investors

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For Immigrant Investors:

  • Fast way to obtain a U.S. green card and U.S. citizenship
  • Investor's spouse and all children under the age of 21 can obtain green cards as well
  • Green card gives investors most legal rights under the U.S. law except for the right to vote, which is available only to U.S. citizens
  • Ability to leave/enter the U.S. at will without the risk of being denied entry at the port of entry
  • Ability to work and live anywhere in the U.S.
  • Favorable admissions and "resident" tuition costs at colleges and universities
  • Right to apply for government-sponsored financial aid for education
  • Green card holders get Social Security benefits when they retire, if they worked for 10 years before retiring
  • Ease of getting mortgage or other financing
  • Access to U.S. healthcare, health and life insurance
  • Access to security clearances, eligibility for government grants and exemption from export restrictions
  • Eligibility to apply for U.S. citizenship after 5 years

For Local Government:

  • EB-5 creates an inflow of direct investment capital into local development projects and leads to creation of much-needed job and economic growth in the area
  • EB-5 Program does not cost anything to American taxpayers

For Developers / Business Owners:

  • EB-5 is a low-cost means of finance in times where conventional financing is often unavailable
  • Flexible terms and structures
  • No pressure on a borrower to produce high rates of return
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